We have successfully launched on Arbitrum! Deposit to earn yields and a potential token airdrop very soon
Earn close to the USD overnight rate
Enjoy SOFR-like returns within a seamless user experience, without the friction of traditional bank deposits or money market funds.
SOFR, or the Secured Overnight Financing Rate, is a key interest rate that reflects the cost of borrowing cash overnight collateralized by U.S. Treasury securities.
Lend against the world’s safest collateral
The only collateral accepted is TBILL, a token issued by OpenEden. TBILL tokens are backed by U.S. Treasury Bills, which are considered to be the global risk-free asset.
Fully on-chain, fully transparent
Have full visibility over fund flows and borrowers who lock up overcollateralised assets against your stablecoin lending. Collateral and fund utilisation are all verifiable on-chain.
Built with battle-tested architecture
Our protocol is a fork of Compound v2, which has been in operation since 2019 and is audited by market-leading cybersecurity firms.
No sneaky lock-ups, minimum balance, or hidden fees
Enter anytime, withdraw anytime. Transactions are fully automated on-chain thanks to smart contracts and decentralised governance.
How the River flows
Step 1
Deposit USD stablecoins
Deposit stablecoins and start earning close to the U.S. risk-free rate immediately, on-chain.
Step 2
Receive rStables token
Receive rStables, which you can redeem anytime for your pledged stablecoins with interest.
Step 3
Earn ~5% APY from lending
Your stablecoins are lent against overcollateralized TBILL tokens, which are tokenized U.S. Treasuries.
Calculate your crypto earnings
Enter an amount & select a timeframe to find out
Projected 2 yr total amount
$000,0(0.00%)
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Calculated based on the current 0.00% APY
Frequently asked questions